Woman Saves $12,000 by Collecting Fives
July 23, 2008
A sum like $12,000 doesn’t usually make the news, but one Boston Globe reporter has managed to trick herself into saving that amount by adopting a creative way to save. With two daughters in college and a mortgage to pay, Marie Franklin and her husband didn’t have any extra money to put into savings. While perusing online, she came across a saving trick that suggested saving every five she acquired and depositing them into a separate savings account.
Once she’s collected ten fives in her wallet, Marie deposits the $50 into her designated savings account, and once that account has $2,000 she purchases a CD to earn higher interest. After three years of saving all of her fives, she has accumulated $12,000 in savings. Marie acknowledges that this method of saving requires discipline, but her unconventional habit has obviously worked for her.
80 How-To Sites Worth Bookmarking
July 9, 2008
Sitting on my dining room table, I currently have half a dozen projects in various states of doneness. Some involve vivisected computer parts, others will eventually be wearable and a few are just cool things I’ve ran across on the internet. I like doing things myself — I think the DIY bug is one of the best communicable diseases in the lifehack community.
These eighty sites are the places I turn to when I’m trying to figure out how to accomplish any particular goal. Any time I’m facing a new project, I start searching for how-tos that will help me figure out how other people did similar things and how likely I am to finish the project with all ten fingers still intact. I’ve broken them up into a few different categories, just to help you narrow down what you might be looking for. Some are simply archives full of tutorials. Some are blogs that publish how-tos fairly regularly. Some are just great resource sites. But they all have provided me with the information necessary to carry through on a project.
Every How-To They Can Get Their Hands On
These ten sites are more than happy to host any how-to around. I’ve seen everything from computer hardware hacks to instructions for brewing beer on these sites. This is the place to start — you can narrow down your search as you get a better idea of your project.
- Make Magazine’s Blog
- Instructables
- How Stuff Works
- Evil Mad Scientist Laboratories
- wikiHow
- flickr
- Lifehacker
- Popular Mechanics
- DIY Happy
- Expert Village
Don’t Ever Want, Wish or Hope for Anything
June 13, 2008
Ok, I have a 2.5 year old baby girl and a 6.5 year old son. They are constantly telling me what they want. “I want this, daddy! I want that, daddy!” What they don’t realize is that wanting, hoping and wishing for things, just don’t work. It would seem that most adults don’t realize this either, so it inspired this blog post.
When you want, wish or hope for anything, what happens is the universe listens… and you receive the feeling of “wanting, wishing or hoping”… you DON’T actually GET what you are wishing, wanting and hoping for. Instead you get the feeling and experience of wanting.
“So, Travis”, you say… “How are we to manifest our desires then?”
Well, this is tricky… Instead of wanting, wishing and hoping… you DECIDE in advance the outcome you desire. You CHOOSE for things to be. When you focus on your decision and your choices, then the universe and God work in a different way. It combines effort with your subconscious mind to help you FIND the way to make your desire occur.
It is better to give your mind decisions and choices, as it can work FOR you, instead of AGAINST you as it does when you are wanting, wishing and hoping.
Does this make sense?
This is truly “The Secret” to making things happen for you in this life. Decide in advance. Create the pathway and then walk down the pathway you created. Everything starts in the mind as a thought. When we then desire something, instead of wanting, wishing and hoping… you MUST DECIDE IN ADVANCE YOUR OUTCOME. If you remember this, you will be successful beyond your expectations. No Wanting. No Wishing. No Hoping. Just deciding.
It’s that simple. Now all I need to do is to get my kids to understand this principle.
Successfully,
Travis Wright
24 Daily Habits to Make the Most of this Life
June 9, 2008
We first make our habits, and then our habits make us - John Dryden
I have previously written about how the habit of Exercising Every Day has helped me tremendously. Doing something every day is such a powerful way to form a habit that I thought I would make a list of 24 habits that are worth doing on a daily basis. Note: I have divided these into morning, day and night although some could obviously be under different headings.
The Morning
1. Wake Early: I am a big fan of waking at 5am and spending time working on myself before going to work. I have written more about this habit here.
2. Exercise: when I had the goal of exercising 4 times a week I found it was very easy to tell myself I will exercise tomorrow instead. Setting the expectation of daily exercise removed this as a potential excuse and I have since reaped the benefits of this daily habit.
3. Review or (even better) Rewrite Your Goals: each day I try to get closer to achieving my short, medium and long term goals. Starting the day by reviewing or rewriting my goals means that I have better awareness of them throughout the day. As Robin Sharma says:
With better awareness you can make better choices and when you make better choices, you will see better results.
4. Read and/ or Listen to Motivational Material: in the morning a whole day of endless possibilities lies ahead. I motivate myself to play my best game by reading and listening to inspirational books/ audiobooks.
5. Visualise the Day Ahead: I like to take a few minutes to shut my eyes and visualise what I want happen in the coming day. It’s amazing how often my desires become reality when I do this.
6. Write a “To Do” list: I like to write out a list in my diary of the important tasks I need to do that day. As they are completed I put a line through them. So simple, yet so effective.
7. Check the News Headlines: I think it’s important to have an idea of what is happening in our community and the world. Also if don’t at least check the main stories, I find it is easy to feel left out of conversations throughout the day.
8. Take a Multivitamin: I try to eat a well balanced diet, but taking a multivitamin daily reassures me that I obtaining the proper amount of vitamins and minerals that I need (**Update: see comments).
9. Tidy Up: a cluttered house can lead to a cluttered mind and fuzzy thinking. I find it’s best to stay on top of things by tidying up each day.
10. Take Time to Look Good: it’s a reality of life that people judge us by our appearance. I take a few minutes each morning to ensure I go out into the world looking the best I can.
The Day
11. Put First Things First: Many people have their day controlled by tasks that are urgent , but not necessarily important. Examples include interruptions, some email and some phone calls. The habit of putting first things first is about organising and executing your life around your deepest priorities.
12. Connect with Nature: I find spending time outdoors in nature is great for my sense of wellbeing. I have written about this here.
13. Blog: blogging makes me think and write - two things that I can’t get enough of each day. I have written more about the benefits of blogging here.
